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Client Testimonial: Two and a half years ago, my wife and I responded to a mailer from Sam June concerning our mortgage and the prospects of securing a lower interest rate. It was the first and only time in my life as a consumer that I’ve taken the time to respond to what we all refer to as “junk mail”—but our interest rate was over 9 per cent and there was no new news that would have been any worse than what we had. Within 3 weeks, we had our loan at 7 percent. It gets better. On the first anniversary of that new loan, I called Sam again—just to see what was out there. Within three weeks, we had a fifteen year fixed mortgage at a much lower rate. I’ve never met Sam June, never been in his office, nor he in mine. But there’s a perceptible sincerity and “no bull” approach one is met with immediately upon talking to Sam that I can vouch for. The first anniversary of our fifteen year fixed mortgage will be here within 60 days or so. I still have Sam’s number, so don’t keep him on the phone too long. William and Kathy Rohr Palm Springs, CA