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Client Testimonial: I'm just taking a moment to pass along my gratitude and appreciation to you for both loans you processed and closed for me since my family relocated to Southern California in late August 2002. It's hard to be believe we would be refinancing in April 2003, after consummating our original home purchase loan only seven months prior. Thank you for keeping me aware of the opportunity for lower level interest rates that were below the level of our original loan. Along with these experiences, I wanted to point out some of the benefits that I realized. In both cases, the loan interest rates were locked immediately when I requested at rates that were most advantageous to me. I was delighted that both loans were zero costs to me. The entire process in both cases was pleasantly most efficient, as the original loan closed in less than thirty days, and the refinance loan closed at right about thirty days. I also appreciated your diligent follow-up and written post card updates on the status of the loans whilethey were being processed. Thanks for all of your professional assistance, as well as the courteous and prompt attention from both you and Jennifer throughout these loan projects. This experience truly exceeded my expectations, and I look forward to our doing business again in the future. Based upon my experience, I would recommend Loan Options Network to anyone seeking either a new home loan or refinance home loan. Sincerely, Bob Sherwood San Clemente, CA